GEICO misdirection - GEICO Direct

20 August 2008

Like most people I know, I like to save money. And when one has teenage drivers in the family, saving money starts with the car insurance. My 18 year old son had been driving for two years without any insurance claims and with only one moving violation on his record. I had seen the GEICO advertisement and decided to get a quote. I was APPALLED by the quote. At the time we were paying approximately $2400 per year for full coverage [$250 deductible] on a one year old Mustang 6cyl hard top. The GEICO quote was over $6600 for the year. When the person on the phone explained it was his age and the car model that was the problem, I asked for a quote for myself. I was 51 at the time with a perfect record and was paying less than $1000 a year, his quote was twice that.

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Filthy, Dirty, Underhanded, Deceptive, Lying Claims Adjustment Process - GEICO Direct

18 August 2008

I am not a GEICO policy holder.

I became acquainted with this firm’s underhanded claim’s procedures when I was stopped at a red light and somebody who is insured by GEICO rammed me from behind on December 01, 2001.

The rear bumper is all plastic, and the plastic that wraps around the driver side of the rear of the car was bulged out. There was no other damage to any other part of my 2001 model Honda Accord.

This is my story:

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Geico saves… - GEICO Direct

5 August 2008

My first experience with GEICO happened in Louisiana, an insured hit my parked car and caused over $1000.00 in damages. Unfamiliar with this company, I followed the accident protocol and summoned police (beyond the initial exchange of insurance info). Police concluded their investigation with the incident and I was told to call GEICO’s claim dept regarding the accident next day. I made an appointment the following day the have my car looked over by their insurance claims dept. and was awarded a check before I left. I had a check in my hands within 2 days of the accident. I couldn’t believe how fast things were handled and professionally. The work on my car took 3 days to finish and I had a rent a car to use while my car was worked on.

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Skewed Reviews - State Farm Group - Auto

1 August 2008

UPDATED *see below

Overview (I’ll begin with a long-winded preface to my review - if you want the actual review, just skip down to “my experience as a customer”)

I’d like to preface this review by pointing out that the reviewing here is very skewed. State Farm Insurance varies dramatically from state to state. Further, State Farm agents vary dramatically as well. To write a good or bad review of the entire company based on ONE agent or based on ONE bad experience handling a claim does not accurately represent what the situation may be elsewhere in the US.

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GEICO Direct Automobile Insurance — 15 Minutes Can Save you A Bundle (Cheap Car Insurance) - GEICO Direct

23 July 2008

When I was first looking for car insurance, my parents wanted me to go through their company. They had used American National for years, and had been very happy with the results, so of course they urged me to use the same company. When I got my car, I wanted to have insurance put on to it right away. I didn’t want to have to wait for an approval, I didn’t want to have to wait for the information to come to me in the mail, and I wanted it to all go very painless from start to finish. Well when I called them, I had to give a lot of information, and then I was told that I would need to call back in 3-5 days to have an official quote and to start up my insurance coverage. This wasn’t at all what I was hoping for, because I wanted to be on the road quickly, and I didn’t want to wait around for them. To top it off, they came in with a quote that was much more expensive than I had originally anticipated. This is when I decided to look into GEICO Direct Insurance.

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Homeowners Insurance through the ERIE Insurance Group - Erie - Home

14 July 2008

I have been an ERIE Insurance customer for almost 3 years now. My husband had his auto insurance policy through ERIE many years ago and seemed pleased, so when we purchased our home, we called ERIE for a quote. I don’t seem to remember whom we compared them with (approximately 3 other companies) but ERIE offered the best coverage at the lowest price.

Since ERIE’s homeowner’s insurance products are available only through local independent agents representing ERIE, we got in touch with a local agent and received our quote immediately over the phone. Our agent, Ron Nanosky, came out to our home to get our policy in order. Not only was I impressed with the professionalism, but the convenience as well.

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GEICO Does the Job When the “Chips are Down” - GEICO Direct

22 June 2008

(**author’s note: it has been mentioned to me that particular prices and monetary costs should be included in my article. The point of my article is that GEICO took all that worry about money away. My article is embracing the fact that there’s still a company who treats clients with respect and empathy. The costs are low, by the way. You must have an excellent driving record and after that, depending on the type of car, mileage driven, make and model of car(s), all make quotes rather difficult for me to report.)

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THEY LIED ABOUT COVERAGE! - State Farm Group - Auto

13 June 2008

As an ex-insurance claims person, I know what my policy says…and I have been able to trust the people at State Farm when I DID have a question regarding being covered in different situations. This time, they deny we are covered, and they TOLD us we were!

We own a large business, and delivery is part of that business. Our delivery truck had a problem, so I called our State Farm Insurance Company and asked if we would be covered in a Ryder truck for delivery, as we had no other way to get our deliveries right out. I was told we were, and not to bother with any other insurance.

Our delivery man bumped into a person’s car bumper and did all the right things when an accident does occur. No one was hurt, thank goodness! My husband called in the accident to the State Farm office, only to be told that ‘Ryders’ are not covered by your insurance! Balogna! We had made very sure that we WERE covered, before using this truck! Right now, it is up in the air, as to whether we will be covered, but, with my background in Claims, I am quite certain we WILL be covered, or I will take them to court.

This is a warning to anyone who may find themselves in need of a rental and who has their own auto insurance.

Do have the insurance people send you a fax, or some written form of assurance that you ARE covered. I thought my husband had done that, but, he had not.

The Ryder is under 12,000 pound capacity, and it was empty at the time, at any rate. We were assured we had the coverage, yet, we had NONE according to the State Farm Claims Dept., now that we have had an accident!

Be safe…………get it in writing! I am very disappointed in this firm, at this point!

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Term Insurance is a Great Value - Get It While You Can - Zurich Kemper - Federal Kemper

9 June 2008

After a business degree and an MBA, I always figured that I would build my assets outside of insurance policy and I would provide for my untimely death (if it had happened) through term insurance.

There are two basic types of life insurance. Whole life has an investment component in addition to the death benefit component. Whole life policies have fixed premiums. They do provide a nice buildup of emergency money for those who are not able to save and invest elsewhere. Term insurance has only the death benefit component. It is quite inexpensive when the policyholder is young and healthy, and more expensive as the policyholder ages and becomes infirm.

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What Do You Need To Know About Motorcycle Insurance

19 November 2007

When you drive a motorcycle you will have to have insurance. You will need to at least have the minimum amount of coverage that you can get from motorcycle insurance. There are policies that you can get customized for your needs. Motorcycle insurance is insurance of motorcycles and liabilities arising out of the use thereof.

When you get motorcycle insurance you are basically sharing the risks of driving it between you and the insurance company. Insurance for motorcycles is definitely something that you are going to have to have if you are going to drive a motorcycle. Not only is it smart for you to have the insurance for motorcycles but you have to have it because it is against the law not to have it. You can’t escape getting motorcycle insurance no matter how you feel about it.

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